Can you have Walmart store card and Mastercard?

Can you have Walmart store card and Mastercard?
Walmart works with Capital One to issue these co-branded cards. One, the Walmart Rewards Mastercard®, can be used anywhere, just like your typical credit cards. Both offer 5% back at and on the Walmart app, plus 2% back in stores.

Consequently, does Walmart still have credit cards?

Both the Walmart Credit Card and the Walmart Mastercard are accepted at any Walmart or Sam’s Club stores, Walmart and Murphy USA gas stations, and online at But those are the only places you can use the Walmart Rewards™ Card, which is essentially a store card.

Also, can I use my Walmart credit card without the card? Yes, you can use your Walmart credit card without the card, as long as you’ve got either a temporary card number or the Walmart app loaded with your card info. You cannot, however, ask a representative to look up your account in a Walmart.

In this way, can you have more than one Walmart credit card?

The Walmart Credit Cards Currently, the retailer offers two different cards. One is a store-only card that can only be used for Walmart purchases. The other card is issued as a MasterCard and can be used for making purchases anywhere MasterCard is accepted. You‘ll earn rewards for purchases made with either card.

How do I get a Walmart MasterCard?

How to get Walmart Credit Card instant approval:

  1. Meet the basic requirements. You must apply online or in-store, be 18+ years old, and have a U.S. mailing address and SSN.
  2. Check your credit score. Make sure it’s at least 640.
  3. Review your credit reports.
  4. Keep your reports open.
  5. Apply in-store.
  6. Apply online.

35 Related Question Answers Found

What store credit cards are easy to get?

Here are some of the easiest department store credit cards to get:

  • Target REDcard: For people with fair credit or better.
  • Walmart Store Card: For people with fair credit or better.
  • Kohl’s Credit Card: For people with fair credit or better.
  • JCPenney Credit Card: For people with fair credit or better.

Can you get a Walmart credit card with bad credit?

You probably can‘t get a Walmart credit card with bad credit because even the Walmart-only version requires fair credit for approval. That means your chances are best if your credit score is 640+. But it’s very unlikely, and not worth the additional credit score damage applying will do.

What is the credit limit for a Walmart credit card?

You need fair credit (620+) to be eligible. The higher your score is, the higher you can expect your credit limit to be. There are reports of people getting Walmart Store Card limits of $400, $1,000 and $8,000.

Is Target credit card hard to get?

You only need “fair” credit to qualify for the Target RED Credit Card, which means it’s possible to get approved with a credit score of just 620. You can see if you’re in the ballpark by checking your credit score for free on WalletHub.

What bank is Walmart credit card through?

Synchrony Bank

What credit score do you need for a credit card?

What credit score do you need to get approved for a credit card?

FICO score Recommended credit cards
700 to 749 (Good) Capital One® Savor® Cash Rewards Credit Card
600 to 699 (Average) Capital One® QuicksilverOne® Cash Rewards Credit Card
Under 600 (Rebuilding) Discover it® Secured

What credit score do you need for a Lowes card?

620 FICO

How many credit cards should I have?

The short answer: you should have at least two – ideally each from a different network (Visa, Mastercard, American Express, Discover, etc.) and each offering you a different kind of rewards (cash back, miles, rewards points, etc.). How many credit cards is too many?

Is a Walmart credit card worth it?

If you regularly buy groceries or other items at and Walmart or simply fill your tank at Walmart or Murphy USA, then a Walmart credit card can be valuable. That is, if you’re a responsible cardholder. As long as you pay your entire balance on time each month to avoid the high APR and late fees, you’re okay.

Can I withdraw money from my Walmart credit card?

You can only use the Walmart consumer credit card in the store or at one of Walmart’s on-site gas stations. The Walmart credit card includes a unique cash-advance feature that allows you to withdraw $60 cash per day (in $20 increments) when you make an in-store purchase.

Can I use a Walmart gift card at Mcdonalds in Walmart?

The McDonald’s inside of a Walmart will only accept a McDonald’s giftcard. The Walmart with a McDonald’s inside of it will only accept a Walmart Giftcard. Giftcards are paid for in advance. The Walmart with a McDonald’s inside of it will only accept a Walmart Giftcard.

How hard is it to get Walmart credit card?

They might send you a pre approved offer in the mail, though. Here’s how to check your Walmart Credit Card approval odds: Your odds are best for the Walmart Mastercard if you have a credit score of 700+. Your odds are best for the Walmart Store Card if you have a credit score of 640+.

What is a good credit score?

For a score with a range between 300-850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most credit scores fall between 600 and 750.

Can I use my horizon gold card at Walmart?

Unfortunately, you cannot use Horizon Gold card in Walmart. Please note that Horizon Gold is not a credit card like a Visa or Mastercard. It’s a store card that you can use in only one place card only works for purchases made at the Horizon online store.

Can the Capital One Walmart card be used anywhere?

While the Capital One Walmart Rewards Mastercard can be used at any retailer that accepts Capital One, the Walmart Rewards Card is only accepted at Walmart and Sam’s Club stores, including their associated gas stations and the Walmart website.

Can I use my Walmart credit card before it comes in the mail?

Customers approved for a Walmart credit card can now use their card before it even arrives in the mail. The Walmart Pay feature of the company’s mobile app allows you to use new credit card immediately, both online and in stores. You can load all major credit, debit, prepaid or Walmart gift cards onto Walmart Pay.

What is a temporary credit limit?

What is a Temporary Credit Limit Increase? A temporary increase of credit limit on your credit card account(s) which can be used for the following purposes: Overseas travel expenses.

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