Can you get a phone contract with poor credit?

Can you get a phone contract with poor credit?
From the credit check and missed payments to rejections and alternative options, we‘ve taken a 360 look at taking out a mobile phone contract with poor credit. The short and sweet answer to this question is yes. Having a poor credit history doesn’t mean you‘re not eligible to take out a mobile phone contract.

Similarly, it is asked, what does your credit score need to be to get a phone contract?

There is no minimum credit score required to get a mobile phone, each network operator will score you differently and it can sometimes help to go to the ‘easier’ networks first. Vodafone and 3 are said to be the easiest networks to be approved on, so start by applying to those.

Subsequently, question is, what cell phone company does not require a credit check? Prepaid cell phone plans don’t require a credit check. That’s because you pay in advance for your service, usually on a monthly basis, so there’s no risk for the cell phone provider. The four major carriers — Verizon, AT&T, Sprint and T-Mobile — offer prepaid plans, often for less than their traditional plans.

Beside this, who is the easiest to get a phone contract with?

The “Easiest” Network

  • EE: TransUnion, Equifax, Experian.
  • O2: Equifax.
  • Three: TransUnion, Equifax, Experian.
  • Vodafone: TransUnion, Equifax, Experian.
  • Sky Mobile: Equifax.
  • Tesco Mobile: Experian.
  • Virgin Mobile: Equifax.
  • BT Mobile: Equifax.

What phone company is best for bad credit?

Top 10 Best Cell Phone Companies Financing Bad Credit

  1. Verizon AllSet Prepaid Plans.
  2. AT&T GoPhone Plans.
  3. T-Mobile Simply Prepaid.
  4. Sprint Prepaid.
  5. TextNow Wireless 2 GB LTE.
  6. Tello Plans.
  7. Xfinity Mobile by the Gig.
  8. Spectrum Mobile by the Gig.

31 Related Question Answers Found

Does T Mobile do a credit check?

*DOES TMOBILE CHECK MY CREDIT? Yes, for many of our products and services. We may get information about your credit history from credit-reporting agencies, which may affect your credit rating. We may also report your payment record to credit-reporting agencies.

Does koodo do credit checks?

A credit check is required for all new customers. Tab eligibility and activation are subject to credit approval. To complete a credit check at a Koodo store or retail partner, you’ll need to provide your name, date of birth, and one of the following: Canadian Credit Card.

How long does a credit check take?

It can take from 2 to 10 days to get approved, but once approved, it will be a much quicker turnaround time to run credit checks on prospective tenants. Checks can sometimes be done in a matter of seconds.

Do you need good credit for Sprint?

Yes, each new plan (account) does require a credit check. If you simply have no credit, chances are pretty good that you‘ll be able to start with little or no deposit. Sprint is very good in working with customers who want to establish or re-establish credit.

Is buying a phone on contract worth it?

The contract price for a phone is lower because you pay for the rest of the cost over the course of the two-year contract. Or at least, you’ll be stuck with the need to pay a penalty to get out of that contract. Buying a smartphone outright means you can get one that is unlocked — one that is not locked to one company.

Do Carphone Warehouse do credit checks?

Our mobile phone and internet providers use credit checks to look at your financial history before deciding whether to offer you a contract. We have to carry out a credit check every time one of our customers signs up to a pay monthly mobile phone contract, broadband contract or credit agreement.

Do cell phone companies do hard credit checks?

Most cellphone providers will check your credit before approving you for a contract. Similar to lenders, cell phone companies pull your credit in order to evaluate your risk. They want to see how likely you are to pay your cell phone bill on time. This type of credit check is a hard inquiry.

Does three do credit check?

To take any Pay Monthly product with Three, you’ll need to pass a credit check. To do this, Three take your personal details and conduct a search with a credit reference agency called Experian (read Three’s page on credit checks here). There are lots of reasons people fail a credit check.

Does Vodafone do credit checks?

Your application for a pay monthly service – for example a mobile phone, tablet contract or Home Broadband, will probably involve a credit check. The process is easy; in fact, we here at Vodafone will do most of the legwork. These credit reference agencies will perform credit and identity checks on you.

Is Sunshine Mobile legit?

My experience with sunshine mobile has been excellent. The staff there have been amazing to deal with and very helpful. Also by having a weekly payment schedule it is way to keep track of my payments. Also they dont do credit checks which is brilliant and you get a phone of your choice for Free.

How do you qualify for a Vodacom contract?


  1. Approved contract aplication form.
  2. ID Document: BI/Passport for locals; DIRE for foreigners.
  3. Employer certificate or proof of income.
  4. Bank approved direct debit form.
  5. Cash payment of initial invoice.

Do giffgaff do contract phones?

Giffgaff do not do phone contracts in a similar way that other mobile networks do. Giffgaff phones can be paid for outright or using a Rate Setter loan. You pay for the phone and for any goodybags and top-ups separately. Anybody can purchase a phone regardless of whether they are currently a member or not.

How do I top up Vodafone pay as you go?

Top up over the phone on 2345 free from your Vodafone Pay as you go mobile. To top up again, text TOPUP to 2345 with the amount you want to add and the last four digits of your payment card – for example, text TOPUP 10 1234 to add £10 using a card ending in 1234.

How much of a deposit do I need for a phone with bad credit?

If you have bad credit, you may be required to pay a security deposit. Although AT&T will not release its rate card, the most commonly reported security deposit by customers with bad credit is $250 per line.

How much is the deposit for Verizon with bad credit?

Re: Verizon Wireless Deposit If you have no credit chances are you will need to pay a deposit. It can range from $100 – $400 and the exact amount depends on your credit history – if you have no credit or bad credit you may be at the upper end of that range.

Does Credo Mobile do credit checks?

Credo Mobile is an MVNO that provides service on Verizon’s network. The company is a postpaid provider and a credit check is necessary to initiate service.

What credit score is needed for Verizon Wireless?

Credit Requirements and Eligibility If your credit score is lower than 650 or so, you may have trouble getting approved or you may be required to pay a large deposit. Click Here to Find What Deposits People Like You Are Paying Verizon.

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